a means of distributing products to the marketplace, either directly to the end customer, or indirectly through intermediaries such as retailers or dealers
The airline guys who invented frequent-flier programs almost 30 years ago and then turned them into wildly successful marketing vehicles eventually began calling miles "the nation's second currency." After all, they said with a warranted appreciation for what they had wrought, what else in America was so easily earned,...
The current chaos in financial markets has changed how merchant cash advances should be evaluated. The use of credit card factoring and credit card processing to obtain working capital financing has recently become a more viable commercial funding strategy. Although this approach for securing business cash advances has been available,...
If you routinely charge plane tickets to a debit card, stop. The New York Times explains why you should always use a credit card for your flight purchases: Under the federal Fair Credit Billing Act, a credit card company is required to return your money for a service not...
Airlines are always looking for ways to cut costs. Distribution costs have been on the chopping block for years, but it's been only relatively recently that credit card fees have begun to move on to center stage. Credit cards are easily the most convenient way to pay...
Use this tool to find out how much you owe. This can be used as a good starting point for your debt management plan. Enter all of your credit cards and outstanding installment loans balances. Using this tool you can find out how much you owe and how long it...
The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt: payoff your highest interest rate first; when a card balance is paid in full, apply its monthly payment to the card with the next highest interest rate. To see how this can be applied...
This tool will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill - that is, assuming you stop charging any more to it.
With telesales script, you have people who either love them or hate them, there is no middle ground. There are a group of people who believe that a person reading a telesales script sounds absolutely computer like and thus fails to make any impression on the consumer. A right telesales...
The interest you pay on your debt can quickly become very expensive. Use this tool to help determine just how expensive your debt has become. Enter all of your credit cards and outstanding installment loans balances. Find out how much you owe, how much interest you are scheduled to pay...
Many small business owners will find the need to accept credit card payments for products and services offered on their websites. The other potentially confusing aspect of online payments is that the entire system involves a number of service suppliers each providing one element of the entire chain. The real...
The Credit Card Optimizer helps you determine the best distribution of your credit card debt. By entering your credit card balances, rates and credit limits this tool determines which balance transfers will produce the greatest savings.
Use this template to inform the customer about you can not process the order because his credit card transaction was declined, and to advice the customer to go by different way for payment such as by cash, check etc.
Where do you stand financially? When it comes to estate planning, figuring this out is your first step. And chances are, once you're done with this calculator you're going to be surprised at how much you own. The idea here is to total up all of your assets (house, car,...
Credit cards, student loans, car payments, mortgages. If you go through a box of checks like a flu victim goes through Kleenex, you may be a candidate for loan consolidation. You've got lots of options to choose from, whether it's taking a personal loan from your bank or credit union...
The key to getting a better credit card deal is figuring out how much a given card really costs you. You've probably gotten a stack of card offers in the mail over the past week, each sounding cheaper than the next. Just plug in a few numbers, and this financial...
